CGTMSE stands for Credit Guarantee Fund Trust for Micro and Small Enterprises. It is a government scheme introduced by the Ministry of Micro, Small, and Medium Enterprises (MSMEs) and the Small Industries Development Bank of India (SIDBI). The primary objective of the CGTMSE scheme is to provide credit guarantee to lenders (banks and financial institutions) against loans granted to Micro and Small Enterprises (MSEs) without the need for collateral or third-party guarantee.
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