Motor Insurance

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Motor Insurance
Apex car insurance offers protection to your car, passengers, and helps you stay protected on the road. All our plans enjoy servicing at cashless network garages across India, 24×7 claim assistance and easy claim settlement process, No Claims Bonus (NCB) up to 50% on car insurance renewal from any other insurer.Basic Cover* Cover includes comprehensive car insurance (if your car is stolen, damaged by fire or during an accident)

* Third Party Liability (if other people claim against you for injury or damage to their car or property)

* Personal Accident cover for the driver offering a compensation upto Rs. 2 lakhs in the event of death/permanent total disablement arising from car accident

You can customize your policy with add-on covers:

* Depreciation cover – Get 100% of the value of the replaced part, at the time of damage

* Invoice Price cover – Get back the insured value of the car along with registration, road tax & insurance, in case of theft or total loss

* Engine and Gear Box Protection – Insurance Company will pay You repair and replacement expenses for the loss or damage to –

1.Consequential damage to the internal child parts of the engine and/or gear box of the Insured Vehicle, arising out of:-

i)Water ingression,

ii)Leakage of lubricating oil And/Or damage to engine and/or gear box of the Insured Vehicle arising out of leakage of lubricating oil due to Accidental means.

2.Internal parts of the engine

3.Gear Box, Transmission or Differential Assembly

* No Claim Bonus Protection Cover – Insurance Company will allow you the same No claim bonus, as shown on your schedule at the time of renewal provided.

* Daily Allowance – Insurance Company will pay You Daily Allowance as mentioned in the schedule to enable you to meet the cost of hired transport to reduce your inconvenience, if Your Vehicle is damaged by a covered peril. The allowance would be payable for a maximum period of 10 days during the period of insurance. In case of theft/total loss claim, we will pay for maximum 15 days during the period of insurance.

* Repair of Glass, Fiber, Plastic & Rubber Parts – A claim for only Glass/plastic/rubber/fiber part where You opt for repairs rather than replacement, at our authorized workshops/authorized dealers/authorized service stations will not affect Your No Claim Bonus eligibility at the time of renewal

* Loss of Personal belongings – Insurance Company will pay for the loss or damage to you and Your Family member’s personal belongings caused by perils while they are in the vehicle at the time of loss or damage to the vehicle.

* Emergency Transport & hotel expenses – Insurance Company will pay towards the cost of overnight stay and taxi charges for returning back to Your place of residence or the nearest city You are traveling to if Your motor vehicle has met with an accident.

* Key Replacement – Insurance Company will reimburse you for the cost of replacing your vehicle keys which are lost or stolen.

* Consumable Cover – The consumable cover items like nut and bolt, screw, washer, grease, lubricant, clips and A/C gas, among others which otherwise get reduced from the claim amount at the time of claim settlement.


Our Car Insurance policy provides the following key benefits:

* Get your Car Insurance or Car Insurance Renewal Instantly.

* Cashless claims at preferred garages / Authorized Dealership. Receive 75% on account payment when cashless facility is not available.

* Transfer up to 50% of your existing No Claim Bonus from any insurance provider.

* Avail of our 24×7 telephonic services for claims support and other assistance.

* Towing Facility in an event of a breakdown/accident.

* Instant Claims Assistance.

* Our preferred workshops give you access to hassle-free inspection and bring to you high service standards.